We help Canadians file their taxes & optimize for the future.
Your taxes done by a Chartered Professional Accountant (CPA)
File individually, or as a couple
File as a family
Simple, clear pricing
STep 1: Book Your Clarity CAllCertifications & Clients:
Tax Accountant Packages:
Personal Tax Returns
Optimize Your Return
Provide your documents, we do the rest
For individuals, couples or families
Employees receiving a T4 & RL1
Self-Employed Tax Returns
For sole proprietors
Maximize deductions, ensure compliance and keep more of your hard earned income
For self-employed individuals
For independent professionals
For contract workers
Tax Optimization Tips
As Requested
Providing additional tax advice based on your personal situation
TFSA vs RRSP vs FHSA
First Time Home Buyer Plan
Compensation structures (Salary vs Dividends)
Meet Your Chartered Professional Accountant
I’m Justin Sadowy, CPA Auditor, co-founder of SaGa Consulting, tax preparer and Fractional CFO. It’s our mission at SaGa Consulting to help Canadians have confidence in their taxes.
We know that tax season can feel overwhelming. That’s why we make the process simple and stress-free. We start with a discovery call to understand your situation, provide a tax document checklist and prepare and file your return accurately and on time. Beyond filing, we’ll identify tax-saving opportunities and provide practical recommendations to help optimize your tax position in the years ahead.
Meet Our Team
We love helping Canadians do their taxes.
Our tax filing services are made to be simple and effective. After learning about you or your families situation we’ll send you a checklist on the documents we’ll need. Then you can upload them to our server, and we’ll take care of the rest!
Plus we’ll provide you with tips to optimize this year’s tax return. Then go one step further and give you long term tax advice to optimize your finances.
100%
client satisfaction
10+
years experience
Tax Services For Individuals & Families
While we’re based out of Montreal, we service Toronto, Ottawa and all across Canada!
As a licensed CPA SaGa Consulting ensures that your taxes are filed properly so you can sleep easy knowing there will be no surprises come tax season.
STep 1: Book Your Clarity CAll
Our 3 Step Process
Certifications & Customers We Love
FAQ’s On Our Personal Tax Accounting
Why should I use a CPA for my tax return?
There is a huge difference in the training, and expertise between a tax specialist, and a Chartered Professional Accountant. Learn why choosing a CPA is important here.
Can you filed taxes for self employed people?
Yes! We file personal taxes for entrepreneurs, and freelancers to ensure that all eligible business expenses are claimed and reporting requirements are met. We also provide corporate taxes for those running startups or incorporated businesses in Canada. We can also provide guidance on GST/HST and QST obligations.
Do you provide tax optimization tips?
Yes. In addition to preparing your current year return, we identify available credits, deductions and planning opportunities that may help reduce your tax burden in future years.
What documents do I need to provide?
After our initial consultation, we’ll provide you with a checklist corresponding to the type of return we are filing. Common documents include T4s (RL-1), T5s (RL-3), RRSP contribution slips, tuition receipts, medical expenses, charitable donation receipts, and information related to self-employment or rental income.
Can you file my return remotely?
Yes. Our process is designed to be fully virtual, allowing you to securely upload documents, communicate electronically and sign authorization forms from anywhere.
Can you help if I haven’t filed my taxes for several years?
Absolutely. We regularly assist clients with outstanding tax returns and can help develop a plan to bring your tax filings up to date.
How much does a personal tax return cost?
Fees vary depending on the complexity of your return. After a brief consultation, we’ll provide a transparent quote before any work begins.
When should I send you my tax documents?
The earlier, the better. Sending your documents well before the filing deadline gives us time to review your information thoroughly and address any questions that may arise.